BHIM Offer: Get Rs 450 cashback for free on BHIM UPI Rupay Credit Card

Looking for some extra cashback on your online spend? If yes, you are at the right place. Here in this article I’m gonna tell how you can get Rs 450 cashback instantly to your rupay credit card using BHIM UPI.

BHIM UPI and Rupay credit cards have teamed up to offer something awesome! You can now get ₹450 cashback on your Rupay credit card spend when you use BHIM UPI for your first six transactions. Isn’t that cool? Lemme take you to the step by step guide and how you can get Rs 450 cashback for online spend to the merchant.

What’s the offer?

if you have a Rupay credit card and use BHIM UPI for your transactions, you’ll get ₹450 cashback. But wait, there’s more! This offer applies to your first six transactions in a month. Below are the breakdown of cashback you will get on your spend:

Rs 300 cashback on spend of Rs 300: You will get Rs 100 cashback by spending a minimum amount of Rs 100 when you pay through BHIM UPI to merchants by scanning the merchant’s QR code. This can be done thrice so a total cashback of Rs 300 on your merchant spend of Rs 300. This means you can shop for Rs 300 for free using your newly Rupay Credit Card using BHIM UPI. Isn’t that cool?? Yeah it is, I think!

Rs 150 cashback on spend of Rs 1000: On your next five transactions, You will get Rs 30 cashback each time by spending a minimum of Rs 200 each time when you pay through BHIM UPI to merchants by scanning the merchant’s QR code. This can be done five times so a total cashback of Rs 150 on your merchant spend of Rs 1000. This means you can shop for Rs 150 by spending Rs 1000 for free using your newly Rupay Credit Card using BHIM UPI.

This counts to a total of Rs 450 cashback on commulative spend of Rs 1300.

Also note: First three transactions need to be minimum amount of Rs 100 in order to get 100*3=Rs 300 cashback directly to your linked rupay credit card. After the first three transactions, you have to do a minimum transactions of Rs 200 each time in order to get Rs 30 cashback. This can be repeated five times in a month only. If you spend less than Rs 200, you won’t get any cashback.

How to get Rs 450 cashback using BHIM UPI on rupay credit card?

Here is the step by step guide on how to get Rs 450 cashback with BHIM UPI on Rupay Credit Card:

• First of all, Download the BHIM UPI from playstore or Apple App Store ,if you don’t have in your smartphone.
• Now, open the app and go to ‘Add Bank Account’ section and link your rupay credit card on BHIM UPI app.
• Verify that the added rupay credit card is yours by confirming the OTP or through by sending a message.
• Once the Rupay Credit card is added and ready to use, now you can pay to any merchant by scanning the QR code and get assured cashback for free.

When will you get the cashback for spend using BHIM UPI Rupay credit card?

Once you’ve made your transactions, sit back and relax. The cashback will be automatically find its way back to your account within instantly or in a short period of time. In my case, the cashback was credited to my linked credit card instantly.

In some cases, it may take 24hr to 48hr for the cashback to be credited in your linked rupay credit card. Just sit back and relax. Your cashback is not going anywhere.

Which Bank provides Rupay UPI Credit Card?

Many banks are now providing Rupay UPI credit card for their users. For many, the rupay credit card is pre approved and lifetime free. However, if you don’t have any pre approved offer, still you can apply by going through Bank’s Credit card page and choosing the Rupay UPI Credit Card.

Here are some of the leading bank which are providing Rupay on UPI Credit Card: ICICI Bank, HDFC Bank, Kotak Bank, Axis Bank, SBI Bank, Bank of Baroda, PNB Bank and more…

Conclusion for this BHIM UPI Credit card offer:

So, there you have it! With BHIM UPI and Rupay credit cards, you not only get a convenient way to pay but also earn cashback while you’re at it. It’s a win-win! So, go ahead, make those transactions, and start earning your cashback today!