Hey everyone! I’ve got some really cool offer to share with you all regarding UNI Paychek. It’s a super cool thing that can give you Rs 500 cashback straight into your bank account for free for signing up. Plus, you can even get access to a credit of up to Rs 1 lakh every month before your actual salary comes in. You will find step by step article on How to get Rs 500 for free as cashback and credit upto Rs 1 lakhs per month which you have to repay by 15 days so that no extra charges gets levied.
What’s UNI Paychek offer?
Uni Paycheck is like a friend who lends you some money when you need it urgently. You don’t have to pay anything extra if you give back the money within 15 days. And if it’s ovewr 15 days, then you have to pay extra charges.
How it works?
Uni Paychek gives you credit, on the same date every month. However, your first disbursal happens the very same day you sign up. There’s no waiting for it. The next Paychek arrives on the fixed date, as noted by you during sign up.
You can get your first UNI Paychek in just 3 simple steps:
- Subscribe with a paperless, one-time set up that takes less than 3 minutes.
- Start your Paychek and note your date. Your funds arrive on this date every month.
- You get 15 days of FREE credit period each month. Don’t need Paychek for a month? You can always pause it from the app.
Paychek has helped over 1 lakh people manage their expenses so far.
Step by step guide to get Rs 500 cashback and credit upto Rs 1 lakhs
1. First of All Download Uni App From from google playstore or appstore. If not, you can signup through UNI paychek website too.
2. Now Open UNI Paycheck App and Sign Up using your Mobile Number and Verify it with OTP.
3. Enter All the details like your Name, PAN Card Number verify the credentials that you have submitted.
4. Go to Uni App Dashboard and You will able to see Uni Paychek Banner On Dashboard and Tap on It and Tap On Apply Now Uni Paychek.
5. Select any available Banks in which you have linked UPI Account. (This will help you to receive Uni Paychek Amount every month for Free of Use)
6. You will Get your Uni Paychek Monthly Free credit which is Free and No Interest if you will pay within 15 days from the disbursal date. Now Tap on Confirm Paychek.
7. Here i received ₹50,000 Uni Paychek Amount which will be credited on 06th Of Every Month and I need to Pay it in Time Limit to be safe from Interest Rates. Apart from this, You will get ₹500 cashback absolutely free for sign up on Uni Paychek.
8. You will Receive your Uni Paychek Amount on Given Date of every month and you can change the amount you want to receive every month in your Linked bank Account.
9. Go to Uni Paychek and Pause Paychek if you don’t want to use Uni Paychek and it will pause to send money in your Bank Account every month.
Trick to get UNI Paychek approval
- If UNI Paychek is not available at your location, then you can put any metro cities of India like Delhi, Mumbai, etc.
- To get easy approval, you must put Salaried/Job.
Do getting credit on Uni PayCheck affects CIBIL score?
Yes, It will affect your Cibil score so make sure that you do the repayment on time. If every repayment is done on time, then it will increase your CIBIL score.
On CIBIL, this will show as Personal loan.
What’r the Benefits of Uni PayCheck?
Now, let’s talk about the benefits of using Uni Paycheck. First off, you get Rs 500 cashback for free. And if that’s not enough, you can also get access to a credit of up to Rs 1 lakh every month. That means you can borrow some money if you’re running low on cash before your salary comes in and you have to pay that amount in 15 days so that any interest or extra charges won’t get levied.
Is getting credit on UNI Paychek a good idea?
Yes, if you ask me. Below are some benefits which can help you deciding whether you need credit through UNI Paycheck or not:
- You can effectively get 15 days more to clear your credit card bill with Paychek.
- You do not have to skip an EMI anymore due to low fund or your actual salary arriving late. You can use UNI Paycheck credit to repay the EMI.
- You will always have a credit with UNI Paychek, for any emergency situation.
- You can Avoid late payment charges on electricity, internet & gas bills and also pay your rent through UNI paychek fund.
Is there any referral program of UNI Paychek?
Yes, there is a referral program from which you can earn extra money directly to your bank account. Below are the terms and conditions of UNI Paychek referral program:
- To participate in the campaign, you must share your unique referral link with your friends and family members
- Your friends & family members must use your referral link when downloading the Uni Cards app and subscribe to Paychek. Doing this makes you eligible for the cashback.
- Once your referred friend is successfully subscribed to Paychek and gets their first Paychek disbursal, you receive a cashback of ₹1000 in your registered bank account within 15 days.
- Your referred friend will also receive ₹500 in their registered bank account after their first Paychek disbursal.
- The cashback will not be credited if your referred friend pauses their Paychek after starting it
- The cashback amount will be credited to the bank account registered with Paychek
- Paychek reserves the right to verify the eligibility of participants and may require additional information to process the cashback.
FAQs on UNI Paychek
Is there any Joining or annual charges attached with UNI Paycheck?
Ans: No
When will i have to repay the amount so that no interest or charges get levied?
Ans: You have to do the repayment on or before 15 days so that no extra charges get levied.